AI-Powered Credit Repair

Repair credit faster with a smarter AI system.

CreditBot Pro helps customers understand credit, start disputes, track progress, and build toward better scores. Owners get a separate admin dashboard with full credit repair tools.

Target Score
720+

Dispute negatives. Lower utilization. Add positive history.

Everything customers need to start.

Simple, guided, and restricted to customer-safe answers.

AI Credit Coach

Answers credit questions without exposing admin tools.

Dispute Guidance

Explains collections, late payments, inquiries, charge-offs, and next steps.

Education

FCRA, FDCPA, score factors, utilization, timelines, and bureau basics.

Progress Tracking

Customers can understand the repair process and know what to expect.

Credit Education

Your score is usually impacted by payment history, utilization, credit age, credit mix, and inquiries.

Payment History

Late payments can damage scores. Goodwill, accuracy disputes, and payment proof can help.

Utilization

Lower balances can create faster score movement than most other actions.

Negative Items

Collections, charge-offs, repos, medical debt, and bankruptcies need targeted strategies.

Pricing

Starter

$25

Education + AI guidance.

Repair Pro

$85

Disputes, letters, tracking, and AI guidance.

Elite

$125

Advanced repair support, tradeline review, and strategy.

FAQ

Can you guarantee removals?

No. Accurate items may remain. The system targets inaccurate, unverifiable, obsolete, or incomplete reporting.

How fast can scores improve?

Some changes can happen in 30–90 days, but results depend on the credit file.

Does this replace legal advice?

No. It provides educational tools and document generation.

CreditBot Pro AI

Dashboard

Point, click, input, generate, track.
Leads0
Letters0
Open Disputes0
Avg Score—

Boost Score

Input negatives and get a priority plan.

Add Tradeline

Estimate AU impact and compare options.

Credit Builder Tools

Recommend rent reporting, bill boost, secured card, credit-builder account, and payment tracker steps.

Credit Reporting Center

Set up partner reporting workflows, track bureau status, payments, and score impact.

Generate Letter

Create disputes, validations, goodwill, CFPB drafts.

Client Manager



NameEmailGoalDate

AI Command Center

Owner-mode AI coach with advanced workflows: credit diagnosis, violation finder, letter selector, dispute sequencing, settlement scripts, score roadmap, tradeline strategy, and client task generation.

🧠 Client Diagnosis

Turns messy credit notes into a ranked repair plan.

⚖️ Violation Finder

Targets FCRA/FDCPA/Metro 2 style reporting problems.

✉️ Letter Selector

Chooses the right letter and escalation path.

📞 Negotiation Coach

Pay-for-delete, settlement, goodwill, collector scripts.

🚀 Score Roadmap

30/60/90 day plan with score-impact levers.

✅ Task Builder

Creates saved admin checklist from the AI plan.

Boost Score Execution Center

Kickoff-style workflow: enter profile → execute plan → get score-impact estimate, positive-payment builder actions, utilization targets, and saved next steps.



Enter your credit profile, then click Execute Boost Plan. This creates a real action workflow: positive payment builder, utilization attack, dispute path, and reporting timeline.

Tradeline + Positive Reporting Center

Build a tradeline/payment-history plan similar to credit-builder tools: AU review, secured card, credit-builder loan, rent reporting, utility/phone reporting, and monthly reporting tracker.



Enter tradeline details, then click Generate & Execute. The app will recommend what to add, what to avoid, payment schedule, expected reporting window, and impact estimate.

Credit Builder Tools

Owner execution suite for Kikoff-style credit building: payment history, rent/bill reporting, secured card setup, credit-builder account, utilization payoff, AU review, and client task tracking.

1. Product Stack

Choose the safest mix of positive-reporting tools.

2. Payment History

Create on-time payment tracking and reminders.

3. Rent / Bill Reporting

Recommend proof needed for rent, phone, utility, or subscriptions.

4. Secured Card / Builder

Pick a safe starting point for positive reporting.

5. Utilization Payoff

Tell the client exactly where to pay first.

6. Reporting Partner Checklist

Track the real-world step needed to report to bureaus.




Enter the client profile, then click Generate. This creates a point-and-click action plan for credit-builder products, rent/bill reporting, payment history, utilization payoff, and the real reporting partner step needed to affect credit.

Credit Reporting Center

Manual/partner workflow for getting positive activity onto credit reports. Use this to choose a reporting method, track enrollment, monitor monthly payments, and log bureau updates.

1. Client + Goal

Choose what the client needs most.

2. Reporting Method

Select the real-world route that can report data.

3. Payment Setup

On-time payments are the engine.

4. Enrollment Status

Track the setup from recommended to reporting.

5. Bureau Reporting

Log what has actually appeared.

6. Score Impact Log

Track results without overpromising.




Fill out the workflow, then click Generate. This creates the owner-side process for credit-builder accounts, rent/bill reporting, AU tradelines, secured cards, or existing reporting accounts.

Report Analyzer



Paste negatives to get ranked actions and dispute strategy.

Dispute Letter Center



Fill the form and generate a ready-to-edit letter.

Score Tracker



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Dispute Tracker



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Invoice Center

Use this as your point-and-click invoice tracker. Connect Stripe checkout links in Settings later.



ClientServiceAmountStatus

Template Library

Settings